Area Guide · Colorado Springs

Downtown
Colorado Springs

Urban living at the foot of Pikes Peak

Downtown Colorado Springs is the city's walkable urban core, with condos and lofts over an expanding scene of restaurants, breweries and events, all in the shadow of Pikes Peak. The recent wave of redevelopment has brought new housing and nightlife to the central city.

Colorado Springs · VA · FHA · USDA · Conventional · CHFA · NMLS #333811
Pikes Peak and the Colorado Front Range at dusk
Who this area suits

Is Downtown Colorado Springs Right for You?

Buyers who want to live, work and play without a car commute, in the center of the Springs.

Johnny treats the neighborhood as part of the mortgage decision: commute, resale demand and, most importantly, whether the house could work as a rental a few years from now. If a property has ladder potential in Downtown Colorado Springs, he will tell you. If it does not, he will say that too.

Can I buy in Downtown Colorado Springs with VA, FHA or CHFA?

Yes. Loan programs follow the state, not the neighborhood: VA zero-down, FHA 3.5 percent, USDA in eligible areas, Conventional from 3 percent and CHFA down payment assistance up to $25,000 are all on the table in Downtown Colorado Springs, subject to credit, income and program qualification.

Is Downtown Colorado Springs a good first-home or investment fit?

Most of Johnny's Colorado Springs clients buy with the ladder in mind: could this be the rental that funds the next rung? He will weigh the neighborhood's typical price range, commute and rental demand against your goals, and give you a straight yes, no, or "in this part of town."

Johnny's take

“Downtown Colorado Springs is part of the Colorado Springs I serve every week. When you are ready, bring your commute and your goals and I will show you exactly how the financing works here, from your first pre-approval to your third property.”

Johnny Macias · NMLS #333811

Start with Downtown Colorado Springs

Ready to Climb the Ladder?

Ready to see what you can afford in Downtown Colorado Springs? Johnny will run your numbers across VA, FHA, Conventional and CHFA and tell you the honest timeline.

Licensed in Colorado · NMLS #333811 · No pressure, no jargon, no obligation